Super-Great Homebuying Secrets- Part 2: Job Loss Insurance now available for Home-buyers!!

The deals keep getting better and better and if necessity is the mother of invention, she's just busted out a winner. One of the biggest weights on any would-be home-buyer's mind is quite simply..."it really doesn't matter how low the interest rate is or what deal I get on a home, if I lose my job (and it's not a stretch these days) I can't pay for it". Now you have a lifeboat, well, more like a houseboat--up to six months of mortgage payments paid on a qualifying job loss while you concentrate on finding the next best thing in your career.

Mr. or Ms. Seller, does this sound like a fantastic value-added offering to your listing? Think it might attract some buyers' attention? You bet! Talk about a win-win scenario. I've got some great information for those of you that think this might offer some solutions for you.

Super-great Homebuying Secrets-Part 1: 203K Loans Make Dream Homes Possible Now!!

This is a great time to buy a home, but do you really know why? I mean besides the large inventory of reduced-priced houses available and rock-bottom interest rates there are so many programs available right now to make home-buying not only insanely affordable, but downright exciting. Many of you who have bought a home in the past (or happen to be HGTV junkies) have heard that you probably won't get EVERYTHING you want, so "let's prioritize". Normally good advice; however, with the 203K loan (an FHA product), you're able to purchase a home, add your upgrades, basement finish, whatever! and add it to your mortgage. The appraisal is based on your PROJECTED UPGRADES. You don't even have to use any particular contractor. It's a beautiful thing. So now I say...let's find a house in the right location for you, with good bones and turn it into your dreamhome! Holy smokes this is fun :)

Fine print: Obviously, you must be able to qualify for your home loan. I do know some Superman-genius-type mortgage brokers, so if you're "loan-curious" and want to see what you can do, I'm happy to give you some referrals. I promise, they won't pester you ;)